Thursday, September 29, 2022
American Funds Portfolio Reallocation Bulletin
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Friday, July 15, 2022
Last year we notified you that one of our founding partners, Susan Talbott, would be away on an extended medical leave. We are pleased to report she responded well to her cancer treatment and is in full remission.
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Each quarter, the Pinnacle team will share an overview of notable economic changes and projections for the future to help you keep tabs on your portfolio. While stock market gains in 2019 have certainly been impressive, some...
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When you’re first starting off in the investing world, it can seem like there are countless pathways toward meeting your financial goals, and everyone seems to have a different opinion on which one is best. Between choosing...
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Your 30s are often equal parts exciting and challenging, marked by pivotal financial decisions. Some people in their 30s are first-time home buyers. Others may decide to start or expand their families. 30-somethings may decide to take...
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When you’re offered a new job, you’ll likely ask your new boss what benefits come with employment, ranging from healthcare and retirement plans to paid-time-off and sick days. Another benefit that some employers offer is...
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Each quarter, the Pinnacle team will share an overview of notable economic changes and projections for the future to help you keep tabs on your portfolio. The saw-tooth pattern we’ve seen in the stock market this year is typical...
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Cash flow is a vital aspect of running any business. It delivers clarity on exactly how much money is coming in and how much is going out on a weekly, monthly, and annual basis. Examining cash flow can help business owners discover...
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If you’re approaching age 70 1/2, prepare to start taking required minimum distributions (RMDs) from your tax-deferred retirement accounts. Qualified tax-deferred accounts include IRAs, SEP-IRAs, Simple IRAs, 401(k)s, and other...
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Making your retirement dreams a reality is no short order. The earlier you can start planning, the better the chances are that you will live out those dreams. Financial planning is a vital aspect of helping you on your long-term...
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Debt can be overwhelming and paralyzing. It might seem like an unsurmountable obstacle to overcome, preventing you from pursuing your financial goals or getting some peace of mind. And the truth is, debt affects millions of Americans....
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Many people have a side hustle to generate extra cash flow. Whether a creative outlet or building block toward an entrepreneurial dream, landing a side hustle has never been easier in today’s “gig economy.” From ride...
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You’ve worked hard, saved up some money, and now you’re wondering how to make that money work for you. Stocks? Bonds? Mutual Funds? Real Estate? The sheer number of options are dizzying and leave many aspiring investors...
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You may be wondering if universal life insurance is right for you. Universal life insurance can provide security for you and your loved ones, in addition to serving as a saving and investment tool. These capabilities make this type of...
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Real estate investing is perhaps one of the oldest investment tools around, predating stock markets and many modern-day financial vehicles. While the simplest version – renting to provide an immediate and fairly consistent return...
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Retirement isn’t always synonymous with old age. U.S. Census Bureau data places the average age for retirement around 63, yet a strategic financial plan, clear vision and determination may lead to retirement well before. While...
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The finance industry can be a very confusing place when trying to figure out who does what. Financial advisors guide you through personal money choices that impact your short-term wellbeing and long-term goals. They can be critical for...
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While many people choose to invest their money, you won’t find identical investment strategies or portfolios. If no two people are the same, their financial strategies shouldn’t be, either. When creating your investment...
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When many people think of an estate plan, they often think of a will. In reality, your estate plan can be much more than that – your estate is made up of everything you own, including your car, your home, personal possessions,...
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From stocks and bonds to real estate, life insurance, and more, it can be difficult to know where to start when mapping out your financial future. This is where financial planners come in. According to a 2016 survey from the CFB Board,...
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Your 20s are an exciting time. With numerous life changes in the transition to adulthood – from graduating college and entering the workforce to moving into a home of your own – this newfound freedom can be thrilling....
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Life insurance is a sensitive subject for many people. It’s often easier to avoid having difficult conversations about how the family will manage if you die than to face it head on. Part of the hesitance in tackling the topic of...
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It’s the time most American workers dream of – retirement! Spending their days traveling the world, taking up hobbies they haven’t had time for or just living a life of rest and relaxation. Unfortunately, recent...
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Many people have a “bucket list” of destinations they would like to visit in their lifetime. Some of these trips may require more than a few days or a week to fully experience. Whether you want to spend a month traveling...
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The world of financial planning and investment can be confusing. But layer with it the oftentimes-complex fee structure of various financial institutions and advisors and you may be asking yourself, “What am I getting for my...
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Talking to your older parents about finances can be challenging. Typically, parents have dealt with financial matters privately and competently for most of their lives, and a sudden stream of questions from their children can feel...
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We all have financial aspirations—whether you want to purchase a vacation home, travel the world, or pay for your child’s college education, you must do a bit of planning before those dreams can become reality. It is...
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As a parent or grandparent, it’s important to equip your kids with the knowledge and resources to create a strong financial future. You may have begun saving for their college education or invested on their behalf, but have you...
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As the year comes to an end, it is common for many of us to count our blessings and give to those who are less fortunate. The Pinnacle team believes donating to charitable organizations is important, and that it is an easy way to make...
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With the end of the year rapidly approaching, we’re providing you with a brief checklist of financial tasks to keep in mind as you wrap up 2017 and head into the New Year. Depending on the phase of your financial journey, you may...
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Going to college is expensive. According to the College Board, tuition and fees are rising faster than financial aid and income, making it even more difficult to pay for college. That’s why it’s important to start thinking...
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Some people believe professional financial advice is only for the ultra-wealthy. At Pinnacle Financial Advisors, we feel that the guidance, insight, and peace of mind that comes with a well-crafted financial planning experience is...
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Taxes are a topic that bring out passionate responses from all sorts of people. Although they directly fund government-provided resources, including education, infrastructure, and security, the general consensus is that nobody likes...
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Navigating the financial world can be challenging for even the savviest investors, but for those new to financial planning, truly understanding the course they are about to chart is vital. It begins with learning the language spoken...
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