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Business Owners in Transition

At Pinnacle Financial Advisors, we strive to serve as a trusted business consultant. Beyond assisting with benefits packages, we also help business owners protect their business and prepare for their eventual succession and exit.

Questions you may have include:

  • Do I need a formal succession plan?
  • What are my buy and sell strategies and how do they influence my business?
  • How do I position my business for sale?
  • How do I manage the process of selling my business?
  • What is a Business Owner Policy (BOP)? Do I need one?
  • What are the benefits of having key employee insurance?
  • What insurance needs do my employees face?
  • Should I implement a corporate retirement plan?

Our recommendations are always in your best interest. Our practice is a safe space where business owners can come for trusted guidance by professionals who understand them. Our services include:

Business Transitions

You face many decisions when it comes to the business transition process. Whether you are selling your business, passing it on to your successors, or shutting it down, our team has experience assisting with the process. We can help you make the most of this transition.

Tax Planning

Taxes come in many different forms: income tax, estate tax, gift tax, and generation skipping transfer tax. Business owners face unique tax needs, and we can help develop tax-efficient strategies. We can also help you optimize your corporate and individual taxes. We specialize in tax efficient strategies that enable you to achieve your goal earlier or set your sights higher. 

Cash Flow Management

As a business owner, you encounter variable inflows and outflows in your business and personal funds. As business owners, we have the expertise to navigate these flows with you and ensure you maintain the necessary liquidity to handle them and take advantage of opportunities.

Risk Management

Each business has unique risk exposures and each business owner has their own comfort level with risk. We take your needs into consideration to help you manage your risk and plan for the future.

´╗┐The Result
As a result of our work together, you could achieve financial independence earlier and feel the satisfaction of being able to freely choose your future. You could also potentially improve your standard of living in retirement and make it more enjoyable. As an additional potential benefit, there could be more left for the ones you love.

We encourage you to reach out to us today if you or someone you know would like help optimizing their business and personal finance. Contact us

Choosing a Retirement Plan that Fits Your Business

To choose a plan, it’s important to ask yourself four key questions.

Keeping Good Records is Good Business

Maintaining good records for your business not only helps to meet your tax and legal obligations, but it can save you money.

Is a SEP-IRA Right for Your Business?

For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration.