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Business Owners in Transition

At Pinnacle Financial Advisors, we know that owning a business comes with many responsibilities, and assembling a team of trusted consultants is vital to maintain smooth business operations and prepare for many situations.

We can help guide you through some of the most challenging questions you will ask yourself:

  • How do I prepare my business for its next phase of growth?
  • Do I need a formal succession plan?
  • How do I position my business for sale and manage the process of selling it?
  • Should I implement a corporate retirement plan?

Our team strives to serve as your trusted financial planning and wealth management partner. This is especially important for business owners in transition for whom protecting a legacy and preparing for succession are of utmost importance.

We are well-versed in the options that can help your business grow, even after your departure. Specifically, our multi-disciplinary team can help navigate you through common or complex financial planning scenarios. From analyzing your business’ financial metrics and cash flow to evaluating personal income risk and emergency fund planning, we pride ourselves on being able to cross-plan your personal and business finances to help ensure greater peace of mind.

Whether you’re striving to achieve financial independence earlier or focused on passing along your legacy, Pinnacle Financial Advisors can help you get there.

Business Transitions

Whether you’re preparing a business for its next phase of growth, considering selling a business, transitioning it to a successor, or wrapping up operations, our team has decades of experience and will confidently guide you through some of the most challenging decisions you may make as an owner who has steadily nurtured your business. We understand the natural growth cycles of a business and can help guide you as you make important decisions for the future.

For additional information about financial planning for growth, check out this article in Az Business Magazine authored by Pinnacle Founding Partner Lennard van der Feltz. He touches on the importance of a structured plan that accounts for business transitions and other significant milestones.

Tax Planning

Income tax, estate tax, gift tax, generation skipping transfer tax, capital gains taxes, depreciation recapture tax… the list goes on. Business owners face complex tax situations. Over the years, we’ve helped clients develop tax-efficient strategies, assisting them in optimizing corporate and individual taxes, designed specifically to their type of business structure. Our goal is to help you achieve your goal earlier or set your sights higher.

Cash Flow Management

The ebb and flow of cash is a topic that tends to cause anxiety for many business owners, especially if they have blended their personal and business finances. As business owners ourselves, we have a unique perspective and the expertise to navigate uncharted waters. We work to position you to sustain the necessary liquidity to handle the ebb and flow, separate personal and business finances, and take advantage of opportunities to help you maintain a stable income, even when choppy waters may occur.

Risk Management

Each business has unique risk exposures, and each business owner has their own comfort level with risk. By building a deeper relationship with you, we become an extension of your team, offering perspective and counsel that directly takes your perspective on risk into consideration.

Corporate Retirement Plans

A company retirement plan, such as a 401(k) or 403(b), can become a critical tool for recruiting and retaining a high-quality, loyal workforce. However, one size doesn’t fit all when it comes to retirement plans, as Founding Partner Lennard van der Feltz explains in this article for Az Business Magazine. We can help you explore the options available to your business, taking into account potential risks and tax advantages.